Individual Account Opening Requirements
- ALL persons must disclose their foreign tax status. Click here for information on tax compliance, or to download the Customer Declaration Form.
- P.E.P (Politically Exposed Persons) Declaration. Click here to download form
- Accounts for persons under 18 years must be joint with an adult; the adult must fulfill the account opening requirements.
- Original documentation is required.
- Some of our products such as Investments/ Mutual Funds, Credit Cards and Loans require additional documentation
For further information telephone us at (868) 62-FIRST. The Bank reserves the right to request additional information/documentation if deemed necessary.
Documents needed to open an account:
Trinidad and Tobago (T&T) Nationals
PROOF OF IDENTITY
One valid form of T&T identification:
- National Identification Card OR
- Drivers Permit (accepted with Birth Certificate to confirm nationality) OR
- Passport
PROOF OF RESIDENTIAL ADDRESS
The document must not be older than 3 months. Any one (1) of the following may be used:
- Utility or Cable bill – Mobile phone bills are not accepted. Additional documentation is required, when the utility or cable bill is in the name of another person.
– SPOUSE – Marriage Certificate
– PROPERTY OWNER – Copy of the owner’s photo identification AND completed Address Verification Letter. Click here to download the Address Verification Letter
– LANDLORD – Lease Agreement AND Rent Receipt (dated not older than 3 months)
– PARENT – Birth Certificate
- T&T Government Issued documentation e.g. Tax Assessment, Board of Inland Revenue (BIR) letter/ statement
- Statement from a Financial Institution
- Mortgage Deed
PROOF OF INCOME/SOURCE OF DEPOSITS
- Payslip (not older than 1 month) OR
- Job Letter (not older than 3 months)
- If retired – Pension letter from the Government/Private Institution outlining payment details
Payslips and/or job letters should at minimum, indicate the Employer/Company name, amount and frequency of income, and job title of the employee.
Housewife/Unemployed – Letter from the contributor of funds (click here to download Financial Support Letter) stating frequency and amount of expected deposit with:
1. A copy of the contributor’s identification and
2. Job letter/payslip, or for self-employed persons, Certificate of Registration/Incorporation and recent bank statement (not older than 3 months) or 1 year’s financials (within last 3 years)
T&T Nationals residing outside of Trinidad and Tobago for an extended period are required to provide a Bank Reference (see Foreign Nationals).
Foreign Nationals
Original documentation is required. When original documents cannot be provided, copies should be certified by a T&T Embassy/Consulate Office or Bank as a true image of the original.
PROOF OF IDENTITY
- Valid Passport
PROOF OF RESIDENTIAL ADDRESS
- For residents of T&T: Requirements as stated for T&T Nationals OR Letter of Appointment/Employment Contract stating local address
- For residents outside of T&T: Foreign Utility Bill OR Foreign Bank Correspondence
PROOF OF INCOME/SOURCE OF DEPOSITS
- Requirements as stated for T&T Nationals
- For foreign nationals employed in T&T a Valid Work Permit OR CARICOM Single Market and Economy (CSME) Skills Certificate is also required
BANK REFERENCE
The letter must:
- Be prepared on Bank letterhead, dated, signed and stamped/sealed by an authorised signatory; and
- Confirm the existence of a banking relationship or past banking relationship (duration and/or opening date)
For further information telephone us at (868) 62-FIRST
Customer Agreements
Interactive Electronic Services Agreement
The Bank reserves the right to request additional information/documentation if deemed necessary.
