Cash Back Rewards

The First Citizens Cash Back Rewards Programme allows you to earn cash every time  you shop. Cash Back Rewards are earned on the following cards:

Personal

• VISA Tertiary
• VISA Classic
• VISA 2 IN 1
• VISA Purple
• VISA Gold
• VISA Platinum
• VISA Signature

Business

• VISA Business Classic
• VISA Gold Business

Receive Rewards: You earn Cash Back on each purchase:

• 0.40% of purchase amount on international transactions – First Citizens VISA Business Classic and VISA Gold Business
•  0.75% of purchase amount on local transactions – First Citizens VISA 2 in 1 and Purple Credit Card
• 0.80% of purchase amount on local transactions – First Citizens VISA Tertiary, VISA Classic, VISA Business Classic, VISA Gold, VISA Gold Business, VISA Platinum and VISA Signature cards

Cash Back credited to your Credit Card every month

Earn up to TT$8,000 per quarter

Note: Cash advances and quasi cash transactions (typically betting and gambling) do not earn points.Cash Back FAQ