Small Business Loan
First Citizens has special financing available to help you grow or expand your business. Comb through our financing options and see your business thrive.
Secure Your Business’s Future with Our Flexible Commercial Loans.
Commercial Demand Loan
Take a First Citizens Small Business loan and benefit from:
- No payment for up to 2 months
- Low interest rates
- Affordable monthly payments
- Up to 100% financing*
Subject to normal lending criteria. Special terms and conditions apply.
Commercial Vehicle Loan
For non-commercial use (Purchased for Director, Owner or Sole Trader):
- Up to 100% financing
- No payment for up to 2 Months
- VAT inclusive financing
- Low interest rates
- Affordable monthly payments
Subject to normal lending criteria. Special terms and conditions apply
Commercial Vehicle Loan
For commercial use:
- Up to 90% financing for new vehicles
- Up to 80% financing for used vehicles
- No payment for up to 2 Months
- VAT inclusive financing
- Low interest rates
- Affordable monthly payments
Subject to normal lending criteria. Special terms and conditions apply
Commercial Mortgage
- Low interest rates
- Affordable monthly payments
- No payment for up to 2 Months
- Sustainable energy specials
Subject to normal lending criteria. Special terms and conditions apply
First Citizens team of dedicated experts are available to provide assistance throughout the process
Clayton Gibbs
Mortgage Officer
Branch Location: At Your Convenience
Tel: (868) 684-2814
clayton.gibbs@firstcitizenstt.comNaresh Mack
Mortgage Officer
Branch Location: At Your Convenience
Tel: (868) 734-7934
Naresh.Mack@firstcitizenstt.comSeth Goolcharan
Mortgage Officer
Branch Location: At Your Convenience
Tel: (868) 620-1328
seth.goolcharan@firstcitizenstt.com