Apply for a First Citizens Loan to be Merrier

  • No payment for up to 3 months
  • Low interest rates
  • Affordable monthly payments
  • Up to 100% financing
  • Cash back on new & used vehicles

Subject to normal lending criteria. Special terms and conditions apply

Drive away in your dream car this season

Get an Auto Loan with First Citizens and be well on your way!

  • Up to 100% Financing
  • Low interest rates
  • No Payment for up to 3 Months
  • Cash back on new and used vehicles
  • “One Loan” Special (Includes 1 year insurance and fees)

Subject to normal lending criteria. Special terms and conditions apply

Experience the joy of a brand new home

Acquire a new home, benefit from your equity or even switch your mortgage.

  • Up to 100% financing
  • Low interest rates
  • Get cash back
  • Affordable monthly payments

Subject to normal lending criteria. Special terms and conditions apply

Make your next project a reality!

Get the tools to expand with a hassle-free EZ 20 Loan

  • Borrow up to $20,000
  • Low interest rates
  • No payment for up to 3 months
  • Unsecured
  • No Proof of Purpose required
  • No down payment

Subject to normal lending criteria. Special terms and conditions apply

Check everything off your Christmas Wishlist

  • Borrow up to $30,000
  • No down payment
  • Low interest rates
  • Affordable monthly payments

Subject to normal lending criteria. Special terms and conditions apply

Professionals Loan

Get up to 10x your salary and finance just about anything!

  • Borrow up to $50,000.00
  • No down payment
  • No Proof of Purpose required
  • Low interest rate
  • Longer repayment term

Subject to normal lending criteria. Special terms and conditions apply

Debt Consolidation Loan

Consolidate your debt into one low monthly instalment.

  • Borrow up to $60,000.00
  • No down payment
  • Low interest rates
  • Affordable monthly payments
  • Longer repayment term

Subject to normal lending criteria. Special terms and conditions apply

Credit Cards

Discover the right one for you!

  • Waiver of the annual fee for the first year
  • Earn cash back rewards
  • Greater security through Chip and Pin technology

Subject to normal lending criteria. Special terms and conditions apply

Disclaimer

For the duration of the GET MERRIER Loan promotion, First Citizens is pleased to offer our qualified customers a minimum repayment period of 36 months and a maximum repayment period of 84 months for consumer loans; and up to 30 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 12%. Consumer loan processing fee is 0.5% of the loan amount for qualified customers. Terms and Conditions Apply.